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gamble then freedom

a gamble, then freedom

a gamble, then freedom

January 31, 2011 |  Category:   life

I’ve had enough. I’ve decided that this is the year I’m ditching my health insurance plan. When I wrote my check a few days ago for the month of February, I decided that this was the month that I was going to make the change. If you’ve read this blog long enough, then you know that health insurance is the bane of my freelancing existence. It’s bad enough for anyone in this country, but if you live in NY and are self employed, the premiums are downright criminal. When I think back and calculate the absolute total of what we spent over the last 2 years in health insurance after we got off of Mark’s COBRA (which wasn’t a walk… CONTINUE READING

health insurance, 8 months later

health insurance, 8 months later

October 5, 2011 |  Category:   life

Remember this post? The post where I decide I was fed up paying crazy expensive health insurance premiums and switch to a cheaper but suckier plan? I just wanted to follow up because it’s been 8 months since that post. So did I make the switch? Yes. I received a letter informing me that my premiums would go up $200 to $1650 a month. That wasn’t a surprise. My premiums have been going up roughly 15% every year, but what had been a marginally manageable bill was becoming an increasingly unaffordable monthly expense. So what’s happened in the 8 months since I made the switch? Nothing. This is what I anticipated. We remained healthy and went to the doctor just… CONTINUE READING

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